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DivideBuy

Reasons to use DivideBuy

  • - Quick application
    Complete the checkout and receive a decision in less than 90 seconds

  • - 95% approval rate
    If you don’t have a good credit history, we may still be able to offer you credit if you can provide a guarantor

  • - No paperwork required
    all documents are in digital format and signed using e-signature

  • - No hidden fees and 0% interest APR
    Spreading the cost of your order will not cost you a penny more than paying for it upfront
DivideBuy is an interest-free credit provider in partnership with retailers bringing you 0% APR credit on selected products online.

DivideBuyYou can spread the cost on one or multiple qualifying items online by simply clicking the DivideBuy button.

You can choose instalment options from 3 to 12 months, and your application will take 90 seconds. Once approved, you electronically sign your agreement and the retailer will process your order.

With DivideBuy you get access to these great features:
  • Exclusive offers from our Retail Partners
  • Quick checkout with hundreds of Retail Partners
  • Change you card details
  • View your credit agreement
  • View your instalment amounts and dates
  • Review your payment history
To access your account or to find out more about DivideBuy, please visit us at www. DivideBuy.co.uk

Alternatively, call our customer service team who are available on 0800 0850885.

FAQs

What are the requirements for credit?
  • Be a permanent UK resident and have lived at your address for longer than one year
  • Have a debit or credit card
  • Have a valid UK mobile phone number

Will a credit check be performed?
Yes. DivideBuy uses a third-party credit reference agency to perform a credit check. This is used in combination with your entered details and our own unique algorithm to assess affordability.

Will I have to pay a deposit?
Yes - we will take your first instalment on completion of your order. You may have to pay an enhanced deposit based on a combination of your Callcredit credit score, the size of your order and the number of instalments you have selected.

How many instalments can I spread the cost over?
Depending on the total cost of your order, you may be able to spread the cost over 3, 6, 9 or 12 instalments.

What happens if I want to end my agreement early?
DivideBuy offers the option to repay the remaining balance on your account at any point with no extra charges or fees to pay. You can do this by logging into your DivideBuy account on our website.

Are there any other charges or fees?
There is 0% APR interest and no hidden fees or setup fees. The price you see is the price you pay. DivideBuy reserve the right to add late payment fees to your account in the event of you missing payments, but this is all explained in your credit agreement before you complete the checkout process.